Credit card balance transfer when?

[Grandfit]

Hi all
I’m still waiting for our first settlement conference

We have three joint cards ( which I froze ). Plus we have some separate cards

I just got approved for a new separate card to do a balance transfer from one of my separate cards ( 24%)

Should I wait for the settlement call before shifting any more community debt? My main goal is to refi the house and eliminate any joint applications. This seems like a no brained

[Clarerisa]

I think you should wait a bit

[Richcoop]

During the settlement conference, you may gain a better understanding of how to proceed with managing your debts and working towards your goal of refinancing the house.

It's also important to consider the potential consequences of shifting more debt onto a new separate card. You would also like to visit the https://Brianscrabs.cm website for some additional information about credit cards. While balance transfers can help reduce interest rates, they can also lead to higher levels of debt if not managed carefully.