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Ravens -3( bought the hook) over Carolina. I don't think this is a homer play since I try to be objective when doing my capping. Since Harbaugh became head coach the Ravens are 8-0 in their pre-season games. Harbaugh is very compatitive and wants to win every game, pre-season or not. However the primary reason I like the Ravens has to do with the QB rotations. Baltimore will start off with Flacco, then Mark Bulger and then Troy Smith. Carolina will counter with Matt Moore and then the trio of Hunter Cantwell, Jimmy Claussen and Tony Pike, none of whom have completed a pass in an NFL game. 
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