Will Marry For Health Insurance

[BettorsChat]

Terri Carlson, a 45-year-old divorced mother, was born with a genetic immune disorder. Her COBRA health insurance will run out in a year and health insurance companies have denied her coverage because of her pre-existing condition.

Out of desperation, Carlson has turned to the web to find a provider... of the marital kind. She's launched Home Page with the hopes that someone will step forward and help her fight for her health.

I am searching for "the one" with the lowest co-pays and, if you watch my YOUTUBE videos, you will see that this is my only option in order to save my life. My condition, is called C4 Complement Deficiency, its really a genetic deletion. It makes me unable to process bacteria and viruses efficiently and my body attacks itself. It's very similar to lupus... I've looked, I've searched, there is absolutely no stone that I've left unturned. And there are no other options for me. The reaction to my unique online husband/health care search, has led some people to think I am part of a left-wing conspiracy but I'm just like every other middle American that's suffering with a pre-existing condition and caught in the middle.
In a series of online videos, Carlson describes why a husband is her only option for her health care problems. Here, she describes her requirements for a potential suitor:

But though Carlson is receiving a lot of attention for her wild approach to securing a lifetime of good health insurance, there are reminders that the Web site is no joke. A sobering caption on Carlson's picture reads:
I know my site looks like a memorial and it will be unless I get health insurance, that's the point!

Will Marry For Health Insurance

Home Page


This is the type of shit that takes place every day in this country because she has a genetic disorder that she will die from so no insurance company will even cover her. And if they would she couldn't afford it. Anyone that is in favor of the insurance companies etc, should be ashamed of themselves. I can tell you right now you're not taking that money with you when you die. Whether you believe is God or not.

[Jamaicanman]

To me the tough balancing act is how do you allow for pre existing conditions to be required to be covered w/o mandating coverage for everyone to increase the risk pool? And no, I don't claim to know the answer, but it is the difficulty to require pre existing conditions to be covered.

[BettorsChat]

To me the tough balancing act is how do you allow for pre existing conditions to be required to be covered w/o mandating coverage for everyone to increase the risk pool? And no, I don't claim to know the answer, but it is the difficulty to require pre existing conditions to be covered.

So people with preexisting conditions should just be screwed? Insurance companies are making billions of dollars. They can afford to cover preexisting without raising the rates.

Also to answer your question is teach Doctors and to keep their patients on the road to eating right and exercising. Meaning preventive medicine. Doctors in Countries with Universal Health Care get bonuses for preventive medical treatment. If they get someone overweight off of high blood pressure medicine's they get a bonus. While here in the USA they get a bonus for pushing as many drugs as they can for A, B or C company. HMO Doctors get bonuses for not sending patients out to see specialists.

[buddyluv1968]

So people with preexisting conditions should just be screwed? Insurance companies are making billions of dollars. They can afford to cover preexisting without raising the rates.

Also to answer your question is teach Doctors and to keep their patients on the road to eating right and exercising. Meaning preventive medicine. Doctors in Countries with Universal Health Care get bonuses for preventive medical treatment. If they get someone overweight off of high blood pressure medicine's they get a bonus. While here in the USA they get a bonus for pushing as many drugs as they can for A, B or C company. HMO Doctors get bonuses for not sending patients out to see specialists.

Aman brotha!!!!!!! I heard about this last week and the problem is that she will get treatment when she get real enough that she has to go the the emergency room. That will cost more money to treat!!!!

[flarendep1]

I would suggest cutting down on some of our foriegn aid and setting up longterm care for Americans in need like this.

[Jamaicanman]

So people with preexisting conditions should just be screwed? Insurance companies are making billions of dollars. They can afford to cover preexisting without raising the rates.

Also to answer your question is teach Doctors and to keep their patients on the road to eating right and exercising. Meaning preventive medicine. Doctors in Countries with Universal Health Care get bonuses for preventive medical treatment. If they get someone overweight off of high blood pressure medicine's they get a bonus. While here in the USA they get a bonus for pushing as many drugs as they can for A, B or C company. HMO Doctors get bonuses for not sending patients out to see specialists.

Did I say they should be screwed? I explained the balancing act that insurance companies can't and won't (imo) cover people with pre existing conditions with the same pool of insured. If they did, they would be forced to raise rates at an insane rate (more then now) to be able to afford it. I know not a spot on comparison but do you think your car insurance rate woud go up if your insurance co was forced to cover everyone with 10 points on their record? Of course it would, and then the more people use the resources of insurance, the more rates go up. People want their health insurance to cover chiro, accu, and everything under the sun and wonder why rates are high. Peoplpe can't have it both ways.

I don't know how to even address the 2nd paragraph. You really think doctors are taught to tell patients NOT to exercise and eat right? They can tell them all they want, it still boils down to the patient doing what is right. Then factor in genetics, where you can eat steamed fish and vegs every day and still have high cholesterol b/c of genetics. To say that doctors aren't taught to get patients healthy through diet and exercise is odd imo. I think it's the patients who want the quick fix in the form of a pill, and avoid the hard work needed.

And I disagree about giving a doctor money to get someone off of a drugs that could help them. Who monitors the doctors then who now will go about making money by yanking people off a drugs for a few bucks? And I also disagree with doctors not sending out to see specialists, especially people with insurance. They do it for cya purposes imo, to avoid lawsuits.

[BettorsChat]

Did I say they should be screwed? I explained the balancing act that insurance companies can't and won't (imo) cover people with pre existing conditions with the same pool of insured. If they did, they would be forced to raise rates at an insane rate (more then now) to be able to afford it. I know not a spot on comparison but do you think your car insurance rate woud go up if your insurance co was forced to cover everyone with 10 points on their record? Of course it would, and then the more people use the resources of insurance, the more rates go up. People want their health insurance to cover chiro, accu, and everything under the sun and wonder why rates are high. Peoplpe can't have it both ways.

I don't know how to even address the 2nd paragraph. You really think doctors are taught to tell patients NOT to exercise and eat right? They can tell them all they want, it still boils down to the patient doing what is right. Then factor in genetics, where you can eat steamed fish and vegs every day and still have high cholesterol b/c of genetics. To say that doctors aren't taught to get patients healthy through diet and exercise is odd imo. I think it's the patients who want the quick fix in the form of a pill, and avoid the hard work needed.

And I disagree about giving a doctor money to get someone off of a drugs that could help them. Who monitors the doctors then who now will go about making money by yanking people off a drugs for a few bucks? And I also disagree with doctors not sending out to see specialists, especially people with insurance. They do it for cya purposes imo, to avoid lawsuits.

I know for a fact Doctors don't tell patients to eat right etc. My father is overweight and his damn doctor hasn't sent him to a specialist etc. or said a damn word about it. Preventive treatment in this Country should be rewarded to the Doctors as its done in other Countries with universal health care.

Instead here pharmaceutical companies donate millions upon millions to Doctor training hospitals to teach them that the only way to treat someone is with a damn pill.

And as for as HMO goes it's a damn fact that it was created because it could be run as a profit. They had nixon on tape being told so then the next day he gives a spin on it and how great it will be.

[poskid]

What's wrong with profits???

PK

[flarendep1]

I know for a fact Doctors don't tell patients to eat right etc. My father is overweight and his damn doctor hasn't sent him to a specialist etc. or said a damn word about it. Preventive treatment in this Country should be rewarded to the Doctors as its done in other Countries with universal health care.

Instead here pharmaceutical companies donate millions upon millions to Doctor training hospitals to teach them that the only way to treat someone is with a damn pill.

And as for as HMO goes it's a damn fact that it was created because it could be run as a profit. They had nixon on tape being told so then the next day he gives a spin on it and how great it will be.

With all due respect Monte, you are blaming the Doctor for you Father being overweight?

There is such a thing called personal responsibility.

The culture of blame will never get us anywhere.

[Jamaicanman]

I know for a fact Doctors don't tell patients to eat right etc. My father is overweight and his damn doctor hasn't sent him to a specialist etc. or said a damn word about it. Preventive treatment in this Country should be rewarded to the Doctors as its done in other Countries with universal health care.

Instead here pharmaceutical companies donate millions upon millions to Doctor training hospitals to teach them that the only way to treat someone is with a damn pill.

And as for as HMO goes it's a damn fact that it was created because it could be run as a profit. They had nixon on tape being told so then the next day he gives a spin on it and how great it will be.

I say this with all due respect, but maybe your Dad has other conditions that prevent him from exercising; ie bad back or knees, no access to a gym, etc. And this might sound like a dumb question, but if you are such an advocate for proper diet and exercise (which is a good thing) then why would your Dad's doctor have to tell him to do it? Wouldn't you telling him be just as, if not more, effective?

I don't understand your term of preventive treatment? If someone goes to the doc, and the doc finds high blood pressure, or high cholesterol, then it still falls upon the patient to do what hey can. If they want to try and get better taking a pill, so be it. Diet and exercise? Go for it. I wonder how many docs want to prescribe pills and the patient refuses b/c they don;t want to take drugs?

Are you saying your Dad won't exercise b/c the doc didn't suggest it?

[husker]

I say this with all due respect, but maybe your Dad has other conditions that prevent him from exercising; ie bad back or knees, no access to a gym, etc. And this might sound like a dumb question, but if you are such an advocate for proper diet and exercise (which is a good thing) then why would your Dad's doctor have to tell him to do it? Wouldn't you telling him be just as, if not more, effective?

I don't understand your term of preventive treatment? If someone goes to the doc, and the doc finds high blood pressure, or high cholesterol, then it still falls upon the patient to do what hey can. If they want to try and get better taking a pill, so be it. Diet and exercise? Go for it. I wonder how many docs want to prescribe pills and the patient refuses b/c they don;t want to take drugs?

Are you saying your Dad won't exercise b/c the doc didn't suggest it?

[husker]

With all due respect Monte, you are blaming the Doctor for you Father being overweight?

There is such a thing called personal responsibility.

The culture of blame will never get us anywhere.

[husker]

What's wrong with profits???

PK

absolutely nothing!















unless you are a socialist/communist dem.

[husker]

I know for a fact Doctors don't tell patients to eat right etc. My father is overweight and his damn doctor hasn't sent him to a specialist etc. or said a damn word about it. Preventive treatment in this Country should be rewarded to the Doctors as its done in other Countries with universal health care.

i know for a fact that doctors DO tell patients to lose weight. maybe he should get a better doctor.

[husker]

monte. if everyone with a preexisting condition has to be accepted by insurance co's, what is to keep everyone from canceling their insurance nutil they get sic and then getting insurance? it's not as simple as you and all the dem's are trying to make people believe.